Budget FedNow®: Affordable Payment Processing for Small and Medium Merchants with QuickBooks® QBO Integration

How Budget FedNow® Works with QuickBooks® QBO for Small and Medium Merchants

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

Budget FedNow®: Affordable Payment Processing for Small and Medium Merchants with QuickBooks® QBO Integration

The Smart Way to Accept FedNow® Payments Within Your Budget

Small and medium-sized merchants often face high payment processing costs, delays in fund availability, and complex banking requirements. Traditional credit card networks, ACH transfers, and bank fees eat into profits and slow down cash flow.

With Budget FedNow®, businesses can accept real-time FedNow® and RTP® payments without high transaction fees or banking restrictions. Even better, by integrating FedNow® with QuickBooks® Online (QBO) via SecureQBPlugin, merchants can automate invoices, track transactions in real-time, and manage cash flow with ease.

���� We are not a bank—but we provide an affordable way to process instant payments that work within your budget!


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the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special: Automate Invoices & Reconciliation in QuickBooks® QBO

How Budget FedNow® Works with QuickBooks® QBO for Small and Medium Merchants

���� Instant FedNow® & RTP® Payments Without High Banking Fees

✔ Accept payments instantly, 24/7/365—no delays or processing lags
✔ Lower costs than credit card transactions and ACH transfers
✔ Instant access to funds, improving financial stability and reducing cash flow gaps

���� QuickBooks® QBO Integration via SecureQBPlugin

✔ Automatically syncs transactions to QuickBooks® Online
✔ Eliminates manual reconciliation, saving time and reducing errors
✔ Send invoices, request payments, and track real-time cash flow effortlessly

���� Designed for Small and Medium Businesses

✔ No need for a traditional bank relationship to process real-time payments
✔ Works for B2B, C2B, and B2C transactions, allowing seamless payment acceptance
✔ Compatible with QuickBooks®, eCommerce platforms, and point-of-sale (POS) systems

Ask us How:

  • "How Budget FedNow® integrates FedNow® and RTP® into QuickBooks® QBO for small businesses"
  • "The benefits of using FedNow® for real-time invoice payments with QuickBooks® integration"
  • "Why SecureQBPlugin is the best way to connect FedNow® payments with QuickBooks® Online"
  • "How businesses can save money by switching from credit card processing to Budget FedNow®"
  • "The advantages of FedNow® and RTP® instant payments for small and medium merchants"

Key Benefits of Budget FedNow® Payment Processing with QuickBooks® QBO

1️⃣ Instant Payments & Guaranteed Good Funds

✔ Payments settle instantly, improving cash flow with immediate fund availability
✔ No pending authorizations, chargebacks, or reversals—payments are final and secure

2️⃣ Lower Processing Costs – No High Credit Card or ACH Fees

✔ No interchange fees, saving merchants thousands on payment processing
✔ More affordable than traditional banking and payment gateways

3️⃣ Automate Invoices & Reconciliation in QuickBooks® QBO

✔ Send invoices and automate payment tracking with real-time updates
✔ Eliminate manual bookkeeping—all transactions sync instantly via SecureQBPlugin

4️⃣ 24/7/365 Payment Availability – No Delays, No Banking Restrictions

✔ Unlike ACH or wire transfers, payments process anytime, including weekends and holidays
✔ No cut-off times or banking delays, giving merchants full control over their transactions

5️⃣ Ideal for B2B, C2B, and B2C Transactions

✔ B2B: Vendors and suppliers receive payments instantly, reducing invoice delays
✔ C2B: Customers can pay instantly and securely via FedNow® & RTP®
✔ B2C: Businesses can process payroll, refunds, and payouts instantly

Accept Budget-Friendly FedNow® Payments with QuickBooks® Today!

Are you looking for a cost-effective, instant payment solution that integrates seamlessly into QuickBooks® QBO? With Budget FedNow® and SecureQBPlugin, you can accept payments instantly, reduce fees, and streamline financial management—all within your budget!

���� Sign up with TodayPayments and start accepting real-time FedNow® and RTP® payments with QuickBooks® integration today!

 

Request for Payment

Creation Request for Payment Bank File

Enhance Your Budget FedNow using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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